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Finance

Let Us Help You Get the Vehicle of Your Dreams

Madison Ford's finance department is committed to exceeding your expectations while visiting your local Ford dealership. Our helpful finance managers work with customers from all over Madison, VA, including Culpeper and Orange, to ensure they get the best auto loan plan at the best rate.

We strive to be the trusted auto loan and vehicle lease resource customers from Madison, VA, and surrounding areas turn to. Whether you are looking to purchase a new Ford or pre-owned vehicle, we are here to support and help get you behind the wheel of your ideal car. We have financed customers from Charlottesville to Ruckersville. So, whether you live just down the street or an hour away from Madison Ford, you can use our easy credit pre-approval form to see if you qualify for one of our finance plans or our online tool to estimate your buying power and monthly payments.

Once the financial process has been established you can make your next move browsing our selection of New, Pre-Owned, and Inventory Under $20K. We have a variety of models, trim and colors for you to choose from.

Buying vs. Leasing

Which auto loan or lease will you choose among the ones we offer at our Madison, VA, Ford Auto Finance Department? When selecting your new Ford financial service, you may better understand which provides the advantages you're searching for by comparing the benefits of buying vs. leasing a car. We're here to explain your options so you can quickly receive the keys to your next car if the best choice for you depends on whether you are buying or leasing. See which option best suits you!

Buying Benefits

  • Do you wish to be the car's owner? Then go for it! You will own the vehicle if you purchase it upfront or after paying off your auto loan.
  • Financing typically entails a higher monthly payment, but it may be the most economical solution over the long run.
  • Consider buying a car if you want to be able to drive it for an extended period. You have alternatives to getting a new car, like trading in your old one or selling it.
  • Do you anticipate enjoying the customization of your Ford? You can modify your car to fit your lifestyle when you buy it. Want to add some extras? Decide to purchase and begin customizing your vehicle!

Leasing Benefits

  • Leasing entails paying for the car's depreciation since you won't be the owner, which typically results in a low monthly payment.
  • Leasing is a terrific method to get the car of your dreams at an affordable rate because it's affordable, and you get more cars for your money. Due to typically cheaper payments, your budget may permit a higher trim level with more features.
  • Consider leasing a new car if you're looking for a solution that requires little to no down payment.
  • Do you enjoy driving new cars on a regular basis? When you decide to lease every few years, you can acquire a new Ford!

Your next dream vehicle is at Madison Ford! We are always happy to answer your questions so please don’t hesitate to Contact Us today!

Our Financial Services Include:

Competitive rates direct from the manufacturer and local Virginia banks

Quick approvals so you can get in the car of your dreams

Value-added services to protect your vehicle investment

Extended warranty programs

Many finance programs to fit your needs

And quality collections of new and pre-owned vehicles



How is your credit?

Our loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, our finance teams will put together a loan package that is tailored specifically for you.

Tools to help get you in the driver's seat of a new car







Head to our dealership in Madison for a Test Drive


We have a wide variety of new and pre-owned vehicles for you to choose from!


Test Drive


2023 Ford F-150 Lightening in Madison, VA | Madison Ford



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Monday 7:30AM - 5:30PM
Tuesday 7:30AM - 5:30PM
Wednesday 7:30AM - 5:30PM
Thursday 7:30AM - 5:30PM
Friday 7:30AM - 5:30PM
Saturday 8:00AM - 1:00PM
Sunday Closed
Monday 9:00AM - 7:00PM
Tuesday 9:00AM - 7:00PM
Wednesday 9:00AM - 7:00PM
Thursday 9:00AM - 7:00PM
Friday 9:00AM - 7:00PM
Saturday 9:00AM - 5:00PM
Sunday Closed
Monday 7:30AM - 5:30PM
Tuesday 7:30AM - 5:30PM
Wednesday 7:30AM - 5:30PM
Thursday 7:30AM - 5:30PM
Friday 7:30AM - 5:30PM
Saturday 8:00AM - 1:00PM
Sunday Closed